Services
Purchase
Buying a home can be lots of fun … but it also can be stressful. You want a lender with experience!
And you want to work with someone in the state where you are buying as states have different laws, requirements, and vocabulary. If you are buying in Texas, contact me today!
refinance
Often it makes sense to refinance – maybe you want a lower rate or a shorter term. If you are getting a divorce and expect to keep the house, more than likely you will have to refi.
But what if it doesn’t make sense?
You need a lender who will tell you the truth. If you are thinking of selling within a short time frame, the costs associated with a new loan might be higher than the savings you will recognize over time. I would be happy to discuss the pros and cons.
divorce lending
I, personally, have experienced divorce and I know how lonely, brain-scrambling, and confusing the process can be.
When I worked for a large bank, our leadership suggested we tell divorcing clients, “call me when it’s over.” Getting involved in a refinance concurrent to divorce was deemed too risky.
Now I know that’s simply not the case. In fact, the EARLIER you get your experienced divorce lender involved in your case, the BETTER! I can run realistic loan scenarios if you want to keep the marital home … and I can help your lawyer structure the settlement for an approvable scenario.
Moving out of the family home? I will help you determine how best to qualify for your own loan and buy something that works for the next stage of life.
And if the title company needs to understand how these loans get made, I am happy to provide the education and sample documents.
Steel Magnolias, DVD, directed by Herbert Ross (1989 Natchitoches, LA, Tri Star Pictures, Rastar Films)